The financial planning process
Our financial planning process involves steps developed over many years which are adapted to suit each individual client.
We start with objectives, separating aspirations from specific needs, overall plans, timescales and deadlines. Next we review asset holdings (including the acquisition of personal property) and the tax considerations that are necessary.
We then look at the risks to both person and property, including investment holdings. Once risk profiles are established we can review them from time to time as circumstances dictate.
All financial planning is reviewed on a regular basis (at least every 6 months) and we like to meet with clients at least once a year. The review covers objectives, investment planning, risk management and tax planning.